| Cover for fire, water damage, burglary/vandalism, implosions |
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Waiver of gross negligence clause for damage up to € 5,000
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Surge / overvoltage damage up to full sum insured
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Damage through scorching
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Loss or damage to valuables is limited to
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30% of sum insured |
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Theft of bicycle up to 1% of sum insured
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Theft of laundry, clothing, garden furniture and tools up to € 1,200
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Theft from hospital ward up to € 600 / loss of cash up to € 100
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Theft from vehicles or aquatic vehicles up to € 600
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Up to 5% of sum insured for bank vaults and safes
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Theft of pram up to € 600
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Theft of hospital wheel chair up to € 1,200
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Phone bills up to € 150 after misuse during burglary
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Loss of water after burst pipe up to € 275
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Water damage from aquarium and water beds
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Breakage of gas mains
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Vehicle impact
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Supersonic pressure waves
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Return from holiday costs up to 5% of sum insured
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Hotel accommodation costs (e.g. dwelling is uninhabitable after fire)
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Up to 180 days/max.2% of sum insured per day |
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Storage costs for household effects
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Up to 180 days |
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Costs of moving: up to €600
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Costs of changing locks
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Costs of temporary repairs
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Costs of expert opinion for damage higher than € 25,000
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Free household contents insurance for 6 months for child's first dwelling
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Twelve month contract / cancellable monthly after that
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